A jumbo loan is a mortgage that exceeds the conforming loan limit for the property’s location (the maximum amount eligible for purchase by Fannie Mae and Freddie Mac). Jumbo loans are commonly used for higher-priced homes and may be available for purchase or refinance, depending on the program and property type.

Because jumbo loans fall outside conforming limits, guidelines and pricing can vary by lender. We’ll help you understand your options, gather what’s needed, and choose the structure that best fits your goals.