Construction Loans Are Available!
- From Blueprint to Move-In — Finance Every Step!
Why a Construction Loan?
A construction loan is designed for custom home building—whether you’re buying land and financing the build, or you already own the lot and want to construct a new home. Instead of purchasing an existing property, this option helps you create a home that fits your plan, layout, and finishes.
Many borrowers prefer a one-time close (construction-to-permanent) structure, which combines the construction phase and the long-term mortgage into a single closing—simplifying the process and reducing the need to re-close when the home is complete.
About Construction Home Loans
Construction loans generally fund the project in stages (“draws”) as work is completed, with inspections or progress verification along the way. Loan amounts are commonly based on the projected “as-completed” value of the finished home, not just the land cost and construction budget.
Construction-to-permanent options may be available through multiple program types—including Conventional, FHA, VA, and USDA—depending on eligibility, property type, and lender guidelines.
